In general, this type of insurance provides compensation for damage due to accident or loss due to theft of the insured vehicle in accordance with the guarantee in the vehicle insurance policy. Vehicle insurance products include, among others: Motor Vehicle Insurance, Oto Stoprisk and Heavy Equipment Insurance.
Broadly speaking, the types of motor vehicles that can be insured, include: Sedans, Jeeps, Wagons, Double Cabin, Minibuses, Pick Ups and Buses, which are used as private vehicles, official and commercial vehicles. As for heavy equipment, among others: Bulldozers, Excavators, Grapple Loaders, Dump Trucks, Forklifts, Road Rollers, Crawler Cranes, Wheal Loaders, and others.
Any private, government or individual business entity that has an interest in the insured object includes: the owner, the lessee, the lender & the bank.
The premium is calculated based on the multiplication between the value of the insured object (including the accessories) and the premium rate determined by taking into account, among others: vehicle age, vehicle use, the period of coverage and other factors.
In the event of a claim, the Insured can take the following steps:
- Contact the Office of PT. The nearest Ramayana Tbk insurance by telephone
- Claim reporting no more than 3 x 24 hours since the claim occurred. Furthermore, our claim officer will assist the process of this claim.
For further information, please contact PT. Ramayana Insurance Tbk closest in your city. Customer Service Hotline (021) 3193714