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Property Insurance


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Ensure loss or damage to property and / or interest incurred as a result of the risks guaranteed by the Police.

Objects that can be insured in this insurance are: buildings, residences, offices, factories & industries, stock, machinery, hotels, hospitals and other assets.

Any private, government or individual business entity that has an interest in the insured object includes: the owner, the lessee, the lender & the bank.

Premiums are calculated based on multiplication between the value of the insured object and the premium rate determined by taking into account, among others: the use of the object of coverage, the period of coverage, the construction of the building, and other factors.

In the event of a claim, the Insured can take the following steps:

  • Contact the Office of PT. Insurance Ramayana Tbk closest to a reasonable period of time since the incident occurred.
  • Furthermore, our claim officer will assist the process of this claim.

For further information, please contact PT. Ramayana Insurance Tbk closest in your city. Customer Service Hotline (021) 31937148